What is Owner Builder Insurance?

Owner Builder Insurance is a tailored construction insurance package that covers you, as the Owner Builder, for property damage, public liability, and (in some cases) loss or theft of materials during your residential construction project.

Why is this Needed?

This insurance:

  • Protects you against legal and financial risks during your build
  • Covers accidents, site damage, or third-party injuries
  • May be required by your lender, developer, or local council
  • Is especially important if you are engaging subcontractors or operating machinery onsite

How it Works

2. Click “Start a Quote”. You’ll find it in the top right OR the large yellow button on the homepage (as shown in the screenshot)

3. Choose your policy type. Select based on your project:

  • Owner Builder – New Dwelling
  • Owner Builder – Alterations & Additions

4. Complete the quote form. Enter your name, contact details, project value, address, and construction dates

5. Click submit

6. Expect a response within 24–48 hours. A broker will contact you with your policy schedule, premium, and Certificate of Currency

Once Received

Once you've received your Owner Builder Insurance certifcate upload it to the Document Library and then click the orange “Mark Complete” button to move to the next step in your construction workflow.