What is Owner Builder Insurance?

Owner Builder Insurance is a policy package that protects you and your project from risks like injury, property damage, or third-party claims while construction is underway. It is designed specifically for owner-builders managing their own residential build or renovation.

Why is this Needed?

This insurance protects you legally and financially throughout the build and may be required by the Victorian Building Authority (VBA), your council, certifier, or lender before construction begins or funds are released.

How it Works

1. Choose a provider that offers Owner Builder Insurance in Victoria

2. Attach a basic site or location plan if requested by your council

3. Submit the application via email, council portal, or in person

4. Pay the application fee, usually between $150–$300

5. Wait 5–10 business days for the LPOD Report to be issued

Once Received

Once you've received your LPOD, upload it to the Document Library and then click the orange “Mark Complete” button to move to the next step in your construction workflow.